MobiPesa provides access to financing through a process beginning with a credit assessment based on certain data sets. MobiPesa provides loan metrics on approvals and declines, disbursements, reconciliations and recoveries.
MobiPesa verifies your identity and assesses your credit score by collecting your Name, ID number, M-Pesa number (Submitted Information) and data from your mobile phone including your sms & call logs, GPS and other info (Device Information). We need your explicit permissions during registration to access those data for the sole purpose of processing your loan request. All your data is well encrypted and secured.